Benefits of an Alabama renters insurance policy

The Opelika, AL area is a very popular community for people to move to. When you come to this area of Alabama, you can enjoy a variety of valuable personal and professional benefits. One important decision that you will have to make when moving here is where to live. You likely will have a variety of great options to choose from. One option that is ideal for some people is to rent their home. If you are going to rent a property here, it is important that you get a full renters insurance policy as it can provide a number of benefits.

Coverage for Personal Assets

One of the advantages of your renter’s insurance policy is that it can provide you with coverage for your personal assets. With a renters insurance policy, you are going to get a certain level of protection that could be used to replace your personal belongings if they are stolen, damaged, or destroyed. For more sizable assets, including expensive jewelry or art, you can also get a rider to the insurance policy for specific coverage for these assets.

Coverage for Liability Protection

Another advantage of a renters insurance policy is that you will get coverage for liability. Renters often do not realize the liability risk that they are taking on at any given time. Due to this risk, you should make sure that you protect yourself as well as possible. A great way to do this is by getting a full renters insurance policy.

When you are shopping for a renters insurance policy, you should contact the team at Elliott & Associates Insurance. The insurance team at Elliott & Associates Insurance could give you the guidance that you need to pick a policy. They have helped many in the Opelika, AL area get the appropriate insurance coverage. 

6 Reasons to Choose Lake Life Insurance

If you’re living near the water, or right on a lake, you may want to consider all the benefits you can get with lake life insurance. At Elliott & Associates Insurance, we understand that lake life is different from living further away from the water and that there are unique needs and requirements to keep yourself safe and protected. If you’re in the Opelika, AL area, we want to help you get the right insurance for your needs. There are some great reasons to choose specific types of insurance for lake living situations. Here are six reasons to consider.

1. Lake living is different from living away from the water, and it presents unique challenges and benefits.

2. Living on a boat or spending a lot of time on one can mean you need to be properly insured for that lifestyle.

3. Liability coverage is vital for people who have others coming and going to their home or their boat or other watercraft.

4. Insurance needs are different on the lake, and an agent that understands that is important.

5. If you don’t live on or near the lake year-round, winterization protection can be very valuable.

6. Having flood coverage may be required due to your proximity to the water.

If you’re in the Opelika, AL area, reach out to us at Elliott & Associates Insurance today. We can help you with lake life insurance you need to feel comfortable and protected. Lake life can be a great life, but it’s much more enjoyable when you know you have the kind of insurance you need. How much coverage you require and which policies are right for you both matter. Our trusted and caring agents can help you choose policies that will give you adequate protection and peace of mind. Then you can get back to enjoying the lake and your time on and near the water.

What Are The Benefits of Lake Life Insurance?

The agents at Elliott & Associates insurance serve residents who live near Opelika, AL and enjoy what many people refer to as the "lake life". They provide a variety of insurance policies including ones that are available for individuals who live in or on the water. Houseboats, recreational vehicles, jet skis, and boats are all common items when you live near water. When you live that close to any body of water, you need to have insurance that will protect you from losses associated with that lifestyle.

Liability Insurance

If you live on a boat or spend a lot of your free time onboard a boat, you will need to have your watercraft properly insured. This includes having liability coverage to protect you against someone being injured if they are out on the water with you. Accidents do happen and can be rather costly if you don’t have the proper coverage in place at all times.

Safety First!

If you live on the shore of a lake or river, you should always take precautions to keep your friends and family as safe as possible. This means having plenty of life jackets and personal floatation devices on hand for when everyone jumps in the water for a swim. Encourage your children and guests who visit you regularly to take swimming lessons so they know how to maneuver while they are in the water. 

Residents who live in Opelika, AL and spend their lives on or near the water enjoying lake life can call the agents of Elliott & Associates Insurance if they need answers about insurance. Lake life insurance refers to the insurance needs of those who live near the water. Always make sure you have the coverage you need! Call and schedule an appointment today!