Boat Insurance Basics

At Lake Martin, owning a boat means that you, your family, and friends will have hours of fun on the open water. Whether it is time spent enjoying nature or fishing, boating is enjoyable for the whole family. Owning a boat, however, is a big responsibility, so you want to protect it and yourself with the appropriate amount of insurance. There are not only the risks that you encounter while on the water, but there are also those when you are transporting the boat to and from the water.  While boat owners want to protect their investment, it can be difficult to wade through the myriad of options available to boat owners. How do you know which policy is right for you? The team at Elliott & Associates Insurance are the experts in boating insurance. They will talk to you about the type of watercraft you have and how you use it. This will help them to steer you toward the insurance policies that best suit your needs.

As boats are expensive to repair or replace if there is an accident, you want the peace of mind that you have the coverage you need should an accident occur.  Though not required by law, having liability coverage is essential if there is an accident or property damage in an accident where you are deemed to be at fault.  Policies can also cover events such as oil spills from your boat, if your boat sinks, is stolen, or vandalized. To help you through the policy options, talk with your agent at Elliott & Associates. With their knowledge of boating in the Opelika, AL area, they will ensure that you have the right coverage. Give them a call or visit today to discuss your options for the coverage you need!