There’s a lot to see in Alabama. It’s a state of beaches, forests, and numerous landmarks. A recreational vehicle is needed to visit Opelika, AL, and other areas.

If you own an RV, you need corresponding insurance from an agency like Elliott & Associates insurance. It’s the case if you own a motorized version of the vehicle. It doesn’t apply to trailers or fifth-wheel models. 

What Does RV Insurance Cover?

RV Insurance covers many items a standard auto policy handles. It pays for repairs due to collisions with property and other vehicles. Additionally, it helps pay for injury claims of drivers, passengers, and other parties involved in an accident. Furthermore, RV insurance helps cover legal fees if a car or property owner sues the RV owner.

How Frequent Are RV Insurance Payments?

Like other policies, you pay a premium to keep your RV insurance active. In many ways, it’s like a subscription. Although you may not use the service, you still make payments to prevent the RV insurance from lapsing. After all, you don’t know when an accident can occur. 

Payments are regularly made every month. However, some policyholders decide to pay annually. Unlike an auto policy, RV insurance doesn’t renew every six months. 

How Do I Set Up Payments?

If you own a motorized RV in Opelika, AL, you set up payments with your insurance provider. Usually, they offer different options that fit your budget. Some firms might offer discounts if you pay the entire balance or select direct deposit. 

Do you need more information on a new RV policy? Reach out to the representatives at Elliott & Associates Insurance for assistance.