So you’ve purchased an RV and are excited to hit the road but before you do, you need to make sure your RV is protected by having the correct insurance policy in place.
RV insurance covers all recreational vehicles as well as trailers, horse trailers, and several other types of campers and trailers you either drive or pull behind your car, truck, or SUV. If you have an RV you drive, though, you need to follow the requirements of the state of Alabama.
Types of Coverage
In Alabama, it is required that you at least have liability insurance on your RV, just like any other vehicle you drive. This type of policy provides coverage for property damage or injuries sustained by others if you are involved in an accident with your RV in which you are deemed to be at-fault.
Uninsured and Underinsured Motorist Coverage
This type of insurance coverage will protect you if you are involved in an accident with a driver who does not have insurance or does not have enough insurance to cover injuries and damages sustained in the crash.
If you purchased your RV with a loan or just want more peace of mind, this policy will protect your investment by covering your RV if it is damaged or destroyed by fire, vandalism, or natural disaster.
This type of insurance will cover your vehicle if it is involved in an accident, no matter who is deemed to be at fault. It will also cover your RV if you hit an object, such as a telephone pole or building.
The trusted RV insurance agents at Elliott & Associates Insurance in Opelika, AL are ready to assist you so call for an appointment today!