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Technology Insurance

Technology is at the core of most modern industries, but like many growth areas, it faces certain risks. Whether you're a major IT corporation or a small business using a single computer to get by, technology insurance can help mitigate your risks and allow you to move forward with confidence. Here's what you need to know about this coverage.

First, there is no one-size-fits-all policy for technology. The use of technology by companies is so varied—and the risks are so different—that a universal policy would ultimately cost you far more than needed. To deal with this, Elliott & Associates Insurance focuses on solutions that are specifically tailored to your company's needs, helping to keep costs low while still providing your business with adequate protection.

Cyber Liability, Property Insurance, and More

The best way to determine what type of technology insurance you need is to talk with an agent, but here are some things to consider before you call:

  • What type of technology do you have? Many businesses these days are using cloud-based services that may (or may not) have insurance of their own to deal with technical problems related to that software. Other companies are quite content with having a single computer in a back office. Knowing the kinds of technology you use will help your agent pinpoint the best plan.
  • How vital is technology to your operations? Some businesses could probably get by without a computer for a few days, while others literally could not do business at all. If the use of technology is important, you should have enough coverage to completely replace the system if something goes catastrophically wrong.
  • Are you a creator or a user? Companies that create technology or software can be susceptible to lawsuits over the use of intellectual property, while users have to contend with the possibility of technological services being abruptly limited or shut down.

There's no way to completely avoid risk when you use technology, but you can get insurance that brings these risks down to a manageable level.

Our Location

Elliott & Associates Insurance

211 2nd Ave.
Opelika, AL 36801
Main office: 334-745-0888
Toll free: 800-490-0888
Fax: 334-745-8190

Our Providers

Testimonials

Not only did you save me $15,000 when we bought the Camelot home, you guys return calls and do what you say. I appreciate your service and will recommend you whenever I get a chance!

Dave S
My truck was broken into in New Orleans a couple of weeks ago. The ladies at Safeco have been right there during the whole process. No delays at all in getting the truck repaired. All in all this has been a very satisfying experience. VERY happy with the service from Safeco as well as your office!

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